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21 Jun 2017

What Not to Do Prior to Filing Bankruptcy

Filing for bankruptcy should not be a quick or easy decision. Most of our clients seriously considered the benefits and repercussions of filing long before they even stepped into our office. It’s a slow process, one that often involves months of debt management and financial reorganization. If you’re in the planning stages of bankruptcy, you […]

12 Jun 2017

The Maryland Dream Act

The DREAM Act was first suggested in 2001 in an attempt to help young immigrants who were brought to the U.S. before the age of 16 attain higher education despite their immigration status. This is a more common problem than many Americans might think. Children who have been raised in the U.S. for most of […]

05 Dec 2016

New Laws Went Into Effect Last Month in Maryland

Crackdowns on drunken driving prompted by alcohol-related deaths and an effort to increase police accountability are among the laws taking effect in Maryland Oct. 1. Here’s a list some of the laws that will go into effect: DRUNKEN DRIVING-IGNITION INTERLOCK All drivers convicted of driving under the influence of alchohol will have to blow into […]

14 Nov 2016

Who is responsible for goods that are defective or dangerous?

As consumers we may find ourselves in situations where the goods we purchase do not only result defective but also dangerous to our health and safety. Goods that do not function properly may also damage surrounding property and goods. For instance, an iron that catches fire may not only hurt the person using it but […]

28 Sep 2016

IMPORTANT: What is ransomware? 1 in 3 small businesses ‘clueless’ to the danger

A third of small to medium-sized businesses (SMBs) have no idea what ransomware is or how devastating the malware can be, highlighting a series lack of understanding which could seriously harm today’s companies. According to new research released by antivirus firm AVG on Tuesday, too many businesses are unaware of how dangerous ransomware can be […]

25 Aug 2016

Applying for a Credit Card After Bankruptcy

Filing for bankruptcy typically means taking a big hit on your credit score, but it doesn’t necessarily mean you’re shut off from new credit entirely. A bankruptcy filing on your credit reports will make credit approval harder. However, different lenders have different policies, and creditors look at multiple factors when determining your credit eligibility. Factors such as […]

23 Aug 2016

Discharge of Student Debt Possible During Bankruptcy

Robert Murphy, 65, is a step closer to having more than $240,000 in student loans discharged from bankruptcy. Murphy took out several parent PLUS loans to pay for college, sending two children to Loyola University Maryland and the third to University of Connecticut and Bridgewater State University in Massachusetts. The father of three lost his […]

15 Aug 2016

Turn a new financial leaf when emerging from bankruptcy

A relieved-looking woman came to me a few weeks back. “We have two more monthly payments of $757 remaining, and then our Chapter 13 bankruptcy is over,” said a woman I will call “Marge,” her named changed to protect her identity. “It’s been a hard five years, but life is about to get better again.” […]

01 Aug 2016

Why a Court May Not Approve a Will Right Away

The other day, my 6-year-old son asked me, “Mommy, when you and Daddy die, who’s going to get your silver candlesticks?” How’s that for an ice-breaker! Let’s face it: Talking about our estate plans is usually not very high up there on our list of Most Enjoyable Activities. At times, the whole subject can also […]

27 Jul 2016

Millions of Wireless Keyboards Can Let Hackers See What You’re Typing

A newly discovered set of wireless keyboard vulnerabilities can let hackers take over your keyboard and secretly record what you type. It’s called KeySniffer, and it spells death for millions of wireless, radio-based keyboards. According to security researchers at Bastille, the so-called KeySniffer vulnerability affects wireless keyboards that use a less secure, radio-based communication protocol […]

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