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Six Steps to Insurance Claims

Six Steps to Personal Injury Claims

If you have been in an automobile accident, you will likely have a whirlwind of paperwork to accompany your insurance claim. To ensure you are being appropriately compensated, make sure you:

  1. Consult a Doctor

    If you have been injured in an accident, the first thing you need to do is contact a medical professional. Not only is this an important step for your own safety, it is also required in order to make a claim for any potential injury or disability. Make sure you keep a diary of every doctors visit, including results from MRI’s, X-Rays, and CAT scans. You should also keep a record of any medications you are prescribed and a day-to-day account of the symptoms you suffer.

  2. Contact an Attorney

    You should consult with an attorney who specializes in personal injury. Make sure you have all of the information about your accident and subsequent injuries so they can understand what it is you need and how to help.

  3. Make Timely Appointments

    Personal injury claims will often run against the clock. You need to make sure all relevant appointments are made in a timely manner, including doctor’s visits and meetings with your attorney. Do not procrastinate!

  4. Avoid Giving Official Statements

    Do not give any statements to the insurance company or any other individual without consulting with your attorney. The things you say can be used to undermine your claim. Likewise, avoid posting about your accident on social media or discussing it with friends and family.

  5. Catalogue All Expenses

    Make sure you keep track of all bills and expenses that arise as a result of doctor’s visits, co-payments, ER or hospital costs, car repair costs, etc. Every expense should be documented, and copies of your bills should be forwarded to your attorney.

  6. Keep Your Attorney Informed

    If anything changes during the process of your claim, make sure your attorney is aware of it. It may seem obvious to inform legal representation of correspondence from your insurance company, but it is less obvious to notify them of changes in your symptoms, employment, or even home address and telephone number. Keep open and clear communication to avoid missing any key facts within your case.

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